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Why solicitors charge so much for their services – and what your alternatives are

LilyKing

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Lower and more affordable legal fees have been a hot topic of discussion recently, with many people complaining about the unaffordability of solicitors.

Going to court without a legal representative (known as pro se legal representation) is far from easy or recommended but is becoming the only option for many, and courts are spending increasing amounts of time attempting to help people in these circumstances.

So the question arises, why are solicitors are so expensive? And what are the reasonable and affordable alternatives if you find yourself in the position of needing legal representation, but not being able to afford it?

The reasons why solicitors are expensive:

  • Limited competition. Due to licensing requirements, the number of lawyers is somewhat limited, though this did change as law schools expanded significantly a few years back. There was then a problem with the oversupply of lawyers however and many law graduates found themselves lacking jobs during the recession, so numbers of practising lawyers decreased and competition for places at law schools again increased. Inversely, the fees qualified lawyers could afford to charge as their numbers were restricted, rose, pricing many ordinary would-be clients out of the market altogether.
  • High law school costs. Typically, tuition, board, and living costs for law students are very high. The fees for Law School alone can set you back £9,250 a year and it takes many years of training to become a lawyer and get accepted to the Bar. And things don’t end at passing the Bar exam; a lawyer must invest in keeping updated.
  • The legal work’s value. Usually, legal representatives are essential members of corporations, businesses, governments and nonprofit organisations, and individuals rely on the work that lawyers do during some of the most important times of their lives too. They are highly qualified professionals whose work, for the most part, cannot be done by anyone less qualified.  Since there is so much at stake, people are often more than willing to pay for good representation.
  • Most of the work done by lawyers consumes lots of time: It is imperative for solicitors to take time on clients’ cases in order to do a good job for them. Too much is usually at stake for it to be a rush-job. Lawyers must learn their clients’ goals and situations and the working out individualised plans which will assist their clients in obtaining those goals.. Dependent on the goals and circumstances of the client, achieving results could require huge amounts of time.   Litigations swallow huge time chunks with court appearances, discovery requests as well as depositions.
  • Law firms can be inefficient. Because of the limited nature of the competition, there is often little incentive for lawyers to develop more efficient, cost-saving systems. Legal services delivery could be updated with more investment in state of the art computing systems.

What are the solutions?

For sure, it would very much help if solicitors reduced their fees, but unsurprisingly, most are not keen to see this happen. Therefore here are some options that could make a possible dent in legal services’ costs for those who cannot afford them.

  • Will Writing Templates. When it comes to writing a will these days, there are more options available than ever before. Online will writing services and will writing templates have meant that a service which was once only provided by seeing a solicitor in person at high cost, is now available at low cost or even free online.
  • Pro Bono. Some law firms and law students are prepared to take on a small number of cases ‘pro bono publico’, which is the Latin phrase for professional work undertaken voluntarily, free of charge and in the public good. If you can find a law firm, or group of law students at university who are prepared to use their specific skills to help you win your case, then you have a chance of seeing your case given all the professional attention and legal understanding required to win a case, with no personal cost, which is obviously a fantastic result. However, most pro bono cases are taken on because they are specific types of case. Typically, they are cases where winning would provide an exceptionally important contribution to society, either by helping vulnerable people – families on low incomes for example, or those at risk of being exploited by a much richer or more powerful groups – or by helping charities or international communities whose legal needs would otherwise be left unmet.
  • No Win, No Fee Agreements. Also known as Conditional Fee Agreements, these usually only apply to cases where compensation is being sought but they can offer a great solution to those who wish to pursue legal action but cannot afford legal costs. Under a No Win, No Fee agreement, you only pay your lawyer if your case is won, and only then a limited proportion of the damages awarded to you. In the instance that you lose your case, you are typically not liable to pay anything under these kind of agreements.
  • Limited representation. Some solicitors may be prepared to help clients with paper preparations without going to court to represent them. This could lead to a significant reduction in costs, as court costs are often the most expensive part of legal fee bills, but give you the legal knowledge and understanding you might struggle to get on your own. It is a good compromise if you don’t feel confident doing all the legal work yourself, but cannot afford legal representation in court.
  • Online legal services. Nowadays many firms offer legal services purely online. This has lead to lower cost services which can be the answer to those who need professional legal assistance but are on a low budget.
  • Sliding scales. Other law firms are now experimenting with various charging structures dependent on the income of the clients. Some do these via mentoring and offering office spaces to new lawyers that provide services to clients who have lower incomes. This, in turn, provides a two-way benefit for the new solicitors and the clients. The clients get less costly legal representations while the solicitors get training experience.

Conclusion

The costs of legal fees are still prohibitively high for many people, however there are options available for those who wish to make use of the professional skills of lawyers but cannot afford vast sums of money in costs. Hopefully in the future, more services tailored to those on low budgets will become more available, making the law more accessible for all.

Hi. I am Muhammad Mubeen. I am SEO Expat and Wordpress Websites Developer &  Blogger. 27 years old. I help entrepreneurs become go-to in their industry. And, I like helping the next one in line. You can follow my journey on my blog, All Note AbleB2B Guru PlanCross ArticleDj Soft WorldFinance PressHufforbesLife Health Press BusinessStrong ArticleThe Top StoriesUS Update ZoneBusiness TodayScience NewsEssay Writing AcademicElite Guide Health If you need any post so you can email me on my this Email: [email protected]  

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Should Agents Staff Up Or Outsource Their Insurance Agency Marketing?

LilyKing

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Most agencies know they need to enhance their marketing, embark upon an electronic marketing program, embrace social media marketing and update their website. Many of these are very important to the long term success of an agency. To make this happen, agency owners need to find out how and when to spend valuable budget dollars. This invariably contributes to the question of adding staff, wanting to leverage inexperienced internal resources, or outsourcing insurance agency marketing initiatives. Let’s review these three options.

Option 1 – I’ll use a recently graduated family friend: It is a rare occurrence when this choice works out for some agencies, and it’s one of the very most expensive options they are able to select. The fully burdened cost probably will exceed $50,000 per year, and the recent graduate likely “doesn’t know, what they do not know.” These inexperienced resources need to know website development, insurance agency emarketing, social media marketing, and insurance agency search engine optimization. There are 5 different skill sets required for this list, plus the general experience essential to successfully execute these initiatives. So not just does the agency pay the $50K, in addition they buy all of the on the job mistakes, errors in judgment, technical deficiencies, and industry inexperience.

Option 2 – I’ll hire an advertising VP: That is likely an improved solution than option 1, albeit requiring even more budget dollars. An experienced marketing VP (let’s call this person a $100,000+ resource) will bring both knowledge and know-how to the table. Yet even with this particular resource the agency will undoubtedly require specialized skills and tools in the regions of web development, insurance search engine optimization, insurance agency emarketing, graphic design and more. A variation on this theme is to hire a professional marketing manager, perhaps a $75,000 per year resource with a number of the experience and skills noted above.

Option 3 – I’ll outsource my marketing to a skilled marketing firm: There’s a common paradigm called “Good, Fast, Cheap “.In this paradigm, you’re supposed to choose which two of the criteria you need (Good and Fast, Good and Cheap, Fast and Cheap). However in our new internet based world, it’s possible to obtain all three, services and solutions which are good, fast and cost effective https://callcriteria.com/. Agencies can select a skilled insurance agency marketing firm, and get all of the services stated earlier at a lower cost than even Option 1, the inexperienced college graduate.

Small to medium size agents and brokers may find an outsource model the more efficient way to accomplish their marketing goals. Outsourcing can allow these agencies to accomplish sets from website development to social media marketing to insurance agency lead generation, and never having to add costly staff to fuel their needs for continued growth.

For more information on territory exclusive Insurance Agency Marketing Solutions. StartUpSelling, Inc. provides outsourced insurance agency lead generation services focusing in the regions of telemarketing, insurance agency eMarketing, and insurance web marketing. StartUpSelling, Inc. specializes in innovative entrepreneurial marketing, sales and lead gen concepts.

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Fishing the Eleven Point – A Crown Jewel of the Ozark National Scenic Riverways

LilyKing

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There is no other river such as the Eleven Point. Its wilderness atmosphere, along with blue ribbon trout and smallmouth bass populations get this to one of the true jewels of the Ozarks. The river is located in south-central Missouri, and north central Arkansas. The forty miles of river between the Thomasville, and the Narrows Usage of the river is part of the National Scenic Riverways system. What this means is there’s little if any commercial activity, or private land along the river. This can help keep consitently the habitat, water quality, and beauty at a level unsurpassed in the Midwest.

The Eleven Point begins as a small stream high in the Ozark Mountains. From the headwaters to Thomasville, the river is lightly fished, but can produce very well for smallmouth bass. Almost no body floats this section. Below Thomasville, the river becomes a national river, and fishing becomes better. The region of river between Thomasville and Greer Spring is noted for producing a number of the biggest stream smallmouth anywhere. Trophy regulations help maintain this top notch fishery. Shadow bass (also known as rock bass or goggle-eye) are also abundant, as well as some other species of sunfish.

The river changes dramatically at the mouth of Greer Spring. This massive, cold and very wild spring immediately transform a straightforward going, warm smallmouth stream in to a large river with deep and rushing flows. Such as, it makes the Eleven Point a great trout stream. From the mouth of the spring branch downstream to Turner Mill Access the stream is managed under Blue Ribbon trout regulations. What this means is an 18″ length limit, and artificial lures and flies only. This beautiful and interesting stretch of trout water utilizes both stocking and natural spawning to help keep fish populations up. About 5000 rainbow trout are stocked each year in this five and half mile part of the river. You can access this part the Eleven Point at the Greer Crossing Access at top of the end, and the Turner Mill Access at the reduced end. You can expect 300 to 500 trout per mile. Wading anglers excel wading up, or downstream of those public access areas. Many people float it.

Below the Blue Ribbon trout area, you will see the White Ribbon Area. That is managed a great deal differently. It’s stocked every few weeks from April through September, but you will find trout here all year-long. The White Ribbon area allows four trout to be kept, without length limit, and no bait restrictions. Many people think of this trout water as a put and take area, but there’s only limited truth to this. Fish populations do decrease rather significantly between stockings, especially in the wintertime when no fish are stocked. However, even at times when fish populations are in the very lowest, (which is usually during February or March) trout could be caught, and good catches could be made consistently, knowing how to read the water. The best fishing generally is in June, July, and August when fish populations are really built up https://pursuingoutdoors.com/. About 15,000 rainbow trout are stocked each year in this fourteen mile section of river each year.. Wading and floating access will soon be bought at Turner Mill, Whitten, McDowell Access, and Riverton. The best trout fishing will soon be found between the Turner Mill and McDowell Access, but trout can be found in fair numbers all the way downstream to the Riverton Access, and sometimes even significantly further downstream. Below Riverton, the river transforms back into a smallmouth bass stream, typical of the Ozarks. It’s now a big river, and species such as for example largemouth bass, spotted bass, and even walleye could be found. The river slowly warms, and by the time it reaches the Black River in Arkansas it appears hardly any like top of the section.

The Eleven Point is certainly special. That is one of the greatest rainbow trout streams in the Ozarks, as well as a great smallmouth bass river. It’s however, rather undiscovered. It’s not used nearly so much as nearby streams like the Current River, Buffalo River, or the Black River. Come out and give it a try.

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Natural Home Remedies For Controlling Pest Insects & Bugs

LilyKing

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When it comes to pest control, you are able to spend a number of money hiring exterminators or buying smelly (and often toxic) sprays and chemicals for your property, but sometimes, you might not need to visit such extremes. There are a large amount of completely natural insect and pest control remedies out there, many of which our ancestors have now been using with great success for countless generations. You’ll be pleased to know that many of these useful items are available in the common household.

Though pest control can make reference to working with pest birds, bugs, and rodents, this short article will concentrate on eliminating insects.

Insect Control in the Garden

Believe it or not, aluminum foil can successfully keep hungry insects and slugs from your vegetable garden. Simply mix strips of aluminum foil in together with your garden mulch to deter bugs and slugs. Additionally, since foil is reflective, it’ll shine light back up on your plants, providing them with a solar boost.

Mothballs are another handy insect control device for the garden. You’ve probably heard about using mothballs in the closet to safeguard your sweaters, but you can even utilize them to kill bugs on potted plants. Simply place the plant in a clear plastic bag (i.e. a washing bag), add a couple of mothballs, and seal the bag for a week. When you take the plant out, it will be bug-free (and moths will stay away for a while too) pestsmartcontrol. Animals also hate the smell of mothballs, in order to toss a couple of into your garden and flowerbed as well, to keep away cats, dogs, and rodents.

Did you know onions are an all natural pesticide as well? Here’s an easy-to-make concoction which will repel insects (and animals too) in your flowers and vegetables: Use a blender to puree 4 onions, 2 cloves of garlic, 2 tablespoons of cayenne pepper, and one quart of water. Put the mixture aside and then dilute 2 tablespoons of soap flakes in 2 gallons of water. Pour most of the contents in your blender, stir it up, and thus giving you an eco-friendly bug spray to utilize in your plants.

Black pepper is another home remedy that works great for pest control in the garden. If insects are harassing your flowers, plants, and vegetables, simply mix pepper with flour and sprinkle it around your plants. Bugs won’t be so wanting to munch.

Lastly, you can make your own personal rock dust to remove insects in the garden.

Insect Control in the House

Dog and cat food, which can be often omitted round the clock, can be quite a temptation to ants and other insects. A simple way to create these six-legged intruders lose interest is to put a border of baking soda around the pet food bowls. Baking soda won’t bother your pets (though they probably won’t be keen on the taste), so it’s no worry for them if they lap a little up using their meal.

Another household item proficient at eliminating insects is vinegar. For example, if your latest visit to the farmers’market brought back fruit flies as well as healthy victuals, then you can make traps for the flies by filling a vintage jar about halfway full with apple cider vinegar. Punch a couple of holes in the top, screw it back on, and the fruit flies will be attracted and trapped.

These are just a several easy ways to utilize simple household items to remove insects. Then when you’re having an issue, don’t be so eager to get a can of chemical-filled bug spray. Look for natural solutions, and you’ll most likely locate them!

TC Thorn writes on do it yourself and natural pest control. See her other articles for more information on eliminating lawn and garden pests.

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