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Solicitors may confuse you by mentioning the following phrases.

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Almost all jobs have their own vocabulary that people must learn and understand in order to become fluent and successful in their chosen profession.

Legal circles, however, tend to have such difficult terminology that most laymen don’t stand a chance without a translator! You may hear a barrister speaking in court and have absolutely no idea what they are talking about.

However, if you are seeking the services of a solicitor or if you have a legal issue, you will need to learn the meaning of some of the words that you are likely to hear being mentioned. And if you want to draft a will, and the lawyer hands you a will writing template, there are a few words that are of key importance to you.

So here are a few legal terms you will need to know;

Adjective/Procedural Law

This is an area of the law that deals with procedural rules of pleadings, evidence, and practice. It deals with procedures that must be followed in a specific case or in the courtroom such as the production of evidence.

Cause of Action

This is the reason why a plaintiff files a lawsuit against someone. It is the reason for the case. So, when you want to sue someone in a court of law you must have a cause of action that must be in accordance with the rules of the court.

Civil Law

This refers to all cases that are non-criminal. It mostly applies to the settling of disputes amongst people, or companies. It also refers to a group of laws or legal excerpts derived from the book of laws, or the English common law.
General Damages
This refers to what you are likely to claim in cases of personal injury lawsuits, and they reflect the pain and suffering you may have suffered, including life-changing injuries. They cover the financial aspect of the pain that the individual suffered.

Special Damages

This includes the loss of income, medical expenses and any other kind of cost that is related to the injury. It is often larger than the general damages.

No Win, No Fee Agreements

These are simply agreements that you enter into with a lawyer which state that; if the lawyer agrees to represent you on a no win, no fee basis then you do not have to pay any legal fees. And if you happen to lose the case, you shall also not be obliged to pay any legal costs either that may arise from the court process.

On the other hand, if you win the case on a no win, no fee contract, you shall then become liable to pay some of the legal costs and you will also be expected to pay the lawyer a certain pre-agreed upon fee. In most cases, this fee is not usually more than 35% of the amount you will have won.

Contract

A very important term. A contract in its simplest definition refers to an agreement between two or more parties, to do something or to refrain from doing something. It must involve a promise and must also have a value attached to it.
Wobbler

You may be tempted to think that this is someone doing a popular dance, but, no, a wobbler in legal circles means a case that is teetering on the edge of either becoming a crime or a misdemeanor.

Tort

This is yet another word that is commonly heard but rarely understood outside of legal circles. It refers to a wrongful act that harms someone. And for which you can be sued and be liable for damages.

Diligence

This means the reasonable care or attention given to a matter. Every legal case must be conducted with due diligence. Failure to do so, can result in you as the client, being able to sue your lawyer for damages for failing to follow the right procedures.

Malfeasance

If you are a fan of courtroom drama cases, you must have heard this word used at one point or the other. It refers to dishonesty and abuse of authority.

Mens Rea

This term is mostly used when it comes to criminal cases. It means a “guilty mind.” It is used to refer to the actual state of mind of the criminal as he was committing the crime. In murder cases, the prosecution must be able to prove that you wanted to commit the crime or else there is reasonable doubt.

Conclusion:
If you want to be sharp and smart, it is important that you understand some of these legal terms. They will also help you when trying to communicate with your lawyer and ensures that you are up to date with the case as it is progressing.

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Lifestyle

Can you actually trust a free will template to protect your estate once you die?

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Nowadays, it is not mandatory to go through a solicitor to write your will. Indeed, it is quite possible to hand write it without any legal assistance at all. This is called a Holograph Will. Writing a will yourself is easy, cheap and straightforward. All you have to do is download a free will template and follow the given guidelines.

The will must be written in a way that is easily understandable and unambiguous. And it must include a few necessary details to ensure it complies with the law. These include; the identity and date of birth of the testator (person writing the will), the date of writing, the identity of the beneficiaries (those receiving assets in the will), and the signature of the testator.

Why trust a free will template

Free will templates are the latest and most accessible will writing method and they are proving to be very popular. By using the guidelines and template provided – which indicates everything that a formal, legally valid will must contain – protecting your estate with a free will template is perfectly possible and easily achievable.

Guaranteed safety

As the testator, once you have written your will, there are only a couple of other procedures that must be followed to make it legal. You must have 2 witnesses sign in your presence and they must witness you signing the will too. A copy can then be kept by yourself or entrusted to a solicitor to keep safe. Given the risk of loss or destruction (accidental such as a fire or intentional), it is advisable to return the will to your solicitor for safe keeping. This will however most likely incur a cost.

If it is not given to a lawyer and you choose to store your will in a safe place yourself, the will writing will have cost you nothing.

Can be cost-saving and convenient

The main advantages of using a free will writing template are it’s low (or no) cost and it’s convenience and speed of writing. There is no need to wait around for weeks for your will to be written up by a solicitor. All changes and modifications do not cost anything and can be done immediately too.

You can update your will anytime

You have the right to change your will or to make a new one at any time. Unlike donations, wills are very easily revocable. You can change the versions as often as you like. The simplest way is then to get a new free template and indicate at the top of the first page that you thus revoke any previous will.

A will can also be cancelled. This is the case if the beneficiary of the bequest dies before the testator, if the latter had written his will under the obvious influence of a mental disorder, or if the beneficiary contravenes the wishes expressed by his benefactor.

To make it even better, be vigilant when executing the will

Finally, to make your will effective and reduce the risk of disputes later on, try to write your text in a clear, precise and concise style. First, the very nature of the document should not be open to discussion. Make it clear at the top of the page that this is your will. Start with the sentence, “This is the last will and testament of …”. Use the first person (“I designate my brother …”). Avoid ambiguous expressions and conditional sentences, such as “I would like to bequeath the painting …”, which might suggest that it is a simple recommendation. Adopt a direct style: “I bequeath the painting to …”.

Clearly identify each beneficiary of a legacy by indicating their full name, date and place of birth, address and possibly their relationship with you. If it is an association or charity, do not be vague about its name. Indicate the exact name and address of the head office. Also;

● Avoid saying “revoke all previous provisions,” unless you mean to start from scratch with your new will and wish to cancel all bequests previously made.
● Identify very precisely the people involved and the property bequeathed to avoid misinterpretation.
● Sign all sheets of paper used, and number them clearly (for example, 1/2 and 2/2) to certify the total number of pages.

If you follow all the above guidelines, then using a free will writing template is a quick, convenient and economical way to write a will and ensure that your legacy is passed to those you love and care about the most.

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